[NEohioPAL]Fwd: FW: Identity Theft

[Nancy Brooks]

An addendum to Richard's excellent point - the credit reports are free, but 
if you want your FICO score included with the report, they'll charge you for 
that - between $5-7 for each score (and of course, each reporting bureau 
gives you a different score).


>From: "Richard B. Ingraham" <rbi at rbicompaudio.20m.com>
>To: <neohiopal at lists.fredsternfeld.com>
>Subject: RE: [NEohioPAL]Fwd: FW: Identity Theft
>Date: Sat, 23 Apr 2005 23:53:33 -0400
>
>On a side note of this...
>
>By the end of this year, everyone in the US will be entitled to one FREE
>credit report, from each of the three Credit Reporting organizations,
>annually.  This means that one a year, you could get a free report from
>all three organizations, or you could spread them out, and and get one
>report every 4 months.  (or any other combination you would like to
>think up...)
>
>In other words....Don't waste your money paying for them.  Or at least
>take advantage of what your entitled to for free.  ;-))
>
>In the Midwest (that means us here in NE Ohio...) we can start
>requesting them as of March 2005.  (i.e. right now!!)
>
>This is probably one of the most useful things I've seen come out of
>Washington in some time.  ;-)
>
>Check it out here...
>
>HYPERLINK
>"https://www.annualcreditreport.com/cra/index.jsp"https://www.annualcred
>itreport.com/cra/index.jsp
>
>Richard B. Ingraham
>Free-lance Sound Design/Engineer/Technician
>RBI Computers & Audio
>email at: rbi at rbicompaudio.20m.com
>HYPERLINK "http://www.rbicompaudio.20m.com/"
>\nhttp://www.rbicompaudio.20m.com
>
>-----Original Message-----
>From: neohiopal-admin at lists.fredsternfeld.com
>[mailto:neohiopal-admin at lists.fredsternfeld.com] On Behalf Of Stephen
>Morris
>Sent: Friday, April 22, 2005 6:10 PM
>Subject: [NEohioPAL]Fwd: FW: Identity Theft
>
>
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>
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>
>Subject: Identity Theft
>Once a year, check all three of your credit reports. This is one of the
>best ways to find out if someone is using your information without your
>knowledge. In most cases it will cost about $8 for each report unless
>you are a victim of financial crime or turned down for a job or credit
>because of information contained in your credit report.
>
>
>
>*         TransUnion: 800-888-4213 (fraud div.- 800-680-7289)
>
>*         Experian: 888-EXPERIAN (fraud div.- 888-397-3742)
>
>*         Equifax: 800- 685-1111 (fraud div.- 800-525-6285)
>
>
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>
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>