<html><body style="word-wrap: break-word; -webkit-nbsp-mode: space; -webkit-line-break: after-white-space; ">Dear Michelle,<div><br></div>You began this thread and have obviously gotten a lot of information, as well as people's opinions. We are not "harping on you" but responding within the forum in which you sought advice. <br><div><br></div><div>When you put down a deposit, it is a sign of faith, and also a contract. If you were interested to know what would happen if you broke the contract, it would have been up to you to ask before plunking down your money. You are punishing a businessperson for your own mistake. </div><div><br></div><div>Regards, </div><div>Deborah</div><div><br></div><div><div><br><div>Begin forwarded message:</div><br class="Apple-interchange-newline"><blockquote type="cite"><div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font face="Helvetica" size="3" color="#000000" style="font: 12.0px Helvetica; color: #000000"><b>From: </b></font><font face="Helvetica" size="3" style="font: 12.0px Helvetica">Michelle Rosario <<a href="mailto:shell4577@yahoo.com">shell4577@yahoo.com</a>></font></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font face="Helvetica" size="3" color="#000000" style="font: 12.0px Helvetica; color: #000000"><b>Date: </b></font><font face="Helvetica" size="3" style="font: 12.0px Helvetica">March 3, 2009 9:35:50 AM EST</font></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font face="Helvetica" size="3" color="#000000" style="font: 12.0px Helvetica; color: #000000"><b>To: </b></font><font face="Helvetica" size="3" style="font: 12.0px Helvetica">Deb Magid <<a href="mailto:smmslt111@gmail.com">smmslt111@gmail.com</a>></font></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font face="Helvetica" size="3" color="#000000" style="font: 12.0px Helvetica; color: #000000"><b>Subject: </b></font><font face="Helvetica" size="3" style="font: 12.0px Helvetica"><b>Re: [NEohioPAL] Waiting on Refund Check</b></font></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; min-height: 14px; "><br></div> </div><span class="Apple-style-span" style="border-collapse: separate; color: rgb(0, 0, 0); font-family: Verdana; font-size: 12px; font-style: normal; font-variant: normal; font-weight: normal; letter-spacing: normal; line-height: normal; orphans: 2; text-align: auto; text-indent: 0px; text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; -webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; -webkit-text-decorations-in-effect: none; -webkit-text-size-adjust: auto; -webkit-text-stroke-width: 0; "><div><div style="font-family: 'lucida console', sans-serif; font-size: 12pt; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">I cancelled 2 weeks prior to photo shoot and my kids have no idea about this anyway. Someone else got my booking date so no money was lost for him anyway. I told him I would even be happy with 1/2 of my retainer. He also didn't tell me his policies. I wouldn't say I'm being dishonorable. How could he have spent my money without even looking at my kids? He doesn't have to pay for the studio unless pics are taken and they weren't. Most photographers allow 48 hours for cancellations but I had to find this one instead. No need to harp on me I tried to reason with him and gave him plenty of time. So sorry you don't agree. Have a nice day.<br></div><div align="left" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font color="#a040ff" size="4"><strong><font color="#a040ff" face="Comic Sans MS"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><table border="0" cellpadding="0" width="100%"><tbody><tr><td><div> <br class="webkit-block-placeholder"></div></td></tr><tr><td><p align="left">God bless,</p><p align="left">Michelle </p></td></tr></tbody></table></div></font></strong></font></div></div></div></div></div></div></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br></div><div style="font-family: 'lucida console', sans-serif; font-size: 12pt; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br><div style="font-family: 'times new roman', 'new york', times, serif; font-size: 12pt; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font size="2" face="Tahoma"><hr size="1"><b><span style="font-weight: bold; ">From:</span></b><span class="Apple-converted-space"> </span>Deb Magid <<a href="mailto:smmslt111@gmail.com">smmslt111@gmail.com</a>><br><b><span style="font-weight: bold; ">To:</span></b><span class="Apple-converted-space"> </span>Michelle Rosario <<a href="mailto:shell4577@yahoo.com">shell4577@yahoo.com</a>><br><b><span style="font-weight: bold; ">Cc:</span></b><span class="Apple-converted-space"> </span><a href="mailto:neohiopal@listserve.com">neohiopal@listserve.com</a><br><b><span style="font-weight: bold; ">Sent:</span></b><span class="Apple-converted-space"> </span>Tuesday, March 3, 2009 6:28:36 AM<br><b><span style="font-weight: bold; ">Subject:</span></b><span class="Apple-converted-space"> </span>Re: [NEohioPAL] Waiting on Refund Check<br></font><br>Dear Michelle,<div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">Your original posting got my dander up, but I held my tongue. However, the fact that you've publicly damned a small business-person doing business honorably - what did you think the deposit was for, if not protection against people like you, who take others' methods of making a living lightly - makes me speak out. HOW DARE YOU. You broke the promise you made when you put down the deposit, and then wanted to be rewarded for breaking that promise. And when you didn't get satisfaction that way, you did your best to harm the poor photographer's business AGAIN. </div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">I apologize to one and all for shouting, and have pity for the children for whom you're making such a very poor example of honorable behavior.</div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">Deborah Magid</div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><br><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">On Mar 3, 2009, at 12:10 AM, Michelle Rosario wrote:</div><br class="Apple-interchange-newline"><blockquote type="cite"><span class="Apple-style-span" style="widows: 2; text-transform: none; text-indent: 0px; border-collapse: separate; font: normal normal normal 12px/normal Verdana; white-space: normal; orphans: 2; letter-spacing: normal; color: rgb(0, 0, 0); word-spacing: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="font-family: 'lucida console', sans-serif; color: black; font-size: 12pt; margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; ">Thank you to all for all of your advice regarding the photo shoot deposit. I have not heard back from photographer but I have filed a Ripoff Report. Never knew of such a site until I heard from all of you. The photographer is based in Vermilion, Ohio but uses a studio in Cleveland. He is "Photography by Michael Chevalier", christael photo. He didn't lose any money with my cancellation but yet he was unwilling to even give me 1/2 of my retainer. He had already spent it so he couldn't give it back. I wish that I had put a stop payment on the check but didn't think of it until after it was cashed. Anymore advice would be greatly appreciated. Maybe if he were to hear others opinions he might give in. We'll see only time will tell. Thanks everyone. Also if you know of any local agents my kids are daughter 8 and son 12. <span class="Apple-converted-space"> </span><br> </div><div align="left" style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><font color="#a040ff" size="4"><strong><font color="#a040ff" face="Comic Sans MS"><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "><table border="0" cellpadding="0" width="100%"><tbody><tr><td><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "> <br class="webkit-block-placeholder"></div></td></tr><tr><td><p align="left">God bless,</p><p align="left">Michelle </p></td></tr></tbody></table></div></font></strong></font></div></div></div></div></div></div></div><div style="margin-top: 0px; margin-right: 0px; margin-bottom: 0px; margin-left: 0px; "></div></div><br>______________________________________<br>NEohioPAL is SELF-SERVE. 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Subscribers should perform due diligence for all goods, services and activities promoted on NEohioPAL.<br>_____________________________________<br>NEohioPAL mailing list<br><a href="http://mailman.listserve.com/listmanager/listinfo/neohiopal" rel="nofollow" target="_blank">http://mailman.listserve.com/listmanager/listinfo/neohiopal</a><br></div></span></blockquote></div><br></div></div></div></div><br></div></span><br class="Apple-interchange-newline"></blockquote></div><br></div></body></html>